:root {
  --ink: #111214;
  --muted: #596168;
  --paper: #fff;
  --wash: #f4f5f6;
  --line: #d9dde0;
  --amber: #f7b143;
  --amber-ink: #8c5300;
  --jade: #176e57;
  --max: 1280px;
  --font: "Noto Sans KR Variable", sans-serif;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.75;
  font-weight: 400;
  letter-spacing: 0;
  -webkit-font-smoothing: antialiased;
}
button,
input,
select {
  font: inherit;
}
button,
a,
input,
select,
summary {
  -webkit-tap-highlight-color: transparent;
}
button {
  cursor: pointer;
}
a {
  color: inherit;
  text-decoration: none;
}
a:hover {
  text-decoration: none;
}
svg {
  width: 21px;
  height: 21px;
  flex-shrink: 0;
  stroke-width: 1.7;
}
button {
  color: inherit;
}
h1,
h2,
h3,
p,
figure {
  margin: 0;
}
h1,
h2,
h3 {
  font-weight: 600;
  word-break: keep-all;
  overflow-wrap: break-word;
}
h1 {
  line-height: 1.16;
}
h2 {
  line-height: 1.3;
}
h3 {
  line-height: 1.45;
}
strong {
  font-weight: 600;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
ul,
ol {
  padding-left: 22px;
}
li + li {
  margin-top: 10px;
}
input,
select {
  min-width: 0;
}
a,
button,
summary,
input,
select {
  outline-offset: 5px;
}
a:focus-visible,
button:focus-visible,
summary:focus-visible,
input:focus-visible,
select:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid #23705e;
}
button:disabled {
  opacity: 0.55;
  cursor: default;
}
[hidden] {
  display: none !important;
}
.wrap {
  width: min(var(--max), calc(100% - 80px));
  margin-inline: auto;
}
.skip-link {
  position: fixed;
  z-index: 30;
  left: 20px;
  top: -80px;
  background: var(--amber);
  padding: 14px 24px;
}
.skip-link:focus {
  top: 10px;
}
.eyebrow {
  font-size: 12px;
  font-weight: 600;
  line-height: 1.5;
  color: var(--amber-ink);
  margin-bottom: 20px;
}
.button {
  min-height: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  padding: 14px 24px;
  border-radius: 5px;
  font-size: 15px;
  font-weight: 500;
  border: 1px solid transparent;
  transition:
    background 0.18s,
    transform 0.18s;
  white-space: nowrap;
}
.button:hover {
  transform: translateY(-2px);
}
.primary {
  background: var(--amber);
  color: var(--ink);
}
.primary:hover {
  background: #ffc66a;
}
.dark {
  background: var(--ink);
  color: white;
}
.dark:hover {
  background: #303236;
}
.secondary {
  border-color: #666a6d;
  color: #fff;
  background: transparent;
}
.secondary:hover {
  background: #26282b;
}
.text-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-height: 44px;
  font-weight: 500;
  font-size: 15px;
}
.text-link:hover {
  text-decoration: underline;
  text-underline-offset: 5px;
}
.actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.disclosure {
  font-size: 12px;
  line-height: 1.75;
  max-width: 470px;
  margin-top: 16px;
  color: var(--muted);
}
.muted {
  color: var(--muted);
}
.site-header {
  height: 84px;
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(12px);
  z-index: 20;
  border-bottom: 1px solid var(--line);
}
.header-inner {
  height: 100%;
  width: min(1440px, calc(100% - 64px));
  margin: auto;
  display: flex;
  align-items: center;
  gap: 40px;
}
.brand {
  display: inline-flex;
  align-items: baseline;
  gap: 12px;
  line-height: 1.3;
  font-size: 21px;
  font-weight: 600;
}
.brand > span {
  white-space: nowrap;
}
.brand-dot {
  color: var(--amber-ink);
}
.brand small {
  font-size: 11px;
  font-weight: 400;
  color: var(--muted);
}
.desktop-nav {
  margin-left: auto;
  display: flex;
  gap: 30px;
  font-size: 14px;
}
.desktop-nav a {
  display: flex;
  align-items: center;
  min-height: 44px;
}
.desktop-nav a:hover,
.desktop-nav a[aria-current] {
  color: var(--amber-ink);
}
.header-guide {
  display: flex;
  align-items: center;
  gap: 12px;
  min-height: 44px;
  padding-left: 28px;
  border-left: 1px solid var(--line);
  font-size: 14px;
  font-weight: 500;
}
.mobile-menu {
  display: none;
}
.hero {
  background: #151719;
  color: #fff;
  overflow: hidden;
}
.hero-inner {
  padding: 42px 0 24px;
}
.hero-title {
  border-bottom: 1px solid #414448;
  padding-bottom: 28px;
}
.hero-title .eyebrow {
  color: #dbdedf;
  margin-bottom: 10px;
}
.hero h1 {
  font-size: 74px;
}
.hero h1 > span {
  color: var(--amber);
}
.hero-story {
  display: grid;
  grid-template-columns: 0.94fr 1.06fr;
  align-items: center;
  gap: 50px;
  min-height: 400px;
  padding: 32px 0;
}
.hero-copy {
  max-width: 510px;
}
.hero-copy h2 {
  font-size: 42px;
  line-height: 1.35;
  margin-bottom: 20px;
}
.hero-lead {
  font-size: 16px;
  color: #c1c6c9;
  max-width: 420px;
  margin-bottom: 26px;
  word-break: keep-all;
}
.hero .disclosure {
  color: #b9c0c3;
  max-width: 420px;
}
.hero-product {
  align-self: center;
  position: relative;
  padding: 24px 26px 30px;
}
.hero-product img {
  width: 100%;
  filter: drop-shadow(0 28px 24px rgba(0, 0, 0, 0.38));
  transform: rotate(-9deg);
  animation: card-hover 7s ease-in-out infinite;
}
.hero-product figcaption {
  font-size: 11px;
  color: #b7bfc3;
  text-align: right;
  margin-top: 34px;
  position: relative;
}
.hero-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  color: #acb4b8;
  font-size: 12px;
  border-top: 1px solid #414448;
  padding-top: 18px;
}
.hero-bottom span:first-child {
  display: flex;
  align-items: center;
  gap: 12px;
  color: #fff;
}
.hero-bottom svg {
  width: 17px;
  height: 17px;
  color: var(--amber);
}
@keyframes card-hover {
  0%,
  100% {
    transform: rotate(-9deg) translateY(0);
  }
  50% {
    transform: rotate(-8deg) translateY(-8px);
  }
}
.benefits {
  background: var(--wash);
  border-bottom: 1px solid var(--line);
}
.benefit-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 28px 0;
  gap: 30px;
}
.benefit-row > div {
  border-left: 1px solid #d0d5d8;
  padding-left: 28px;
}
.benefit-row > div:first-child {
  padding-left: 0;
  border: 0;
}
.benefit-row span {
  display: block;
  color: var(--muted);
  font-size: 12px;
}
.benefit-row strong {
  display: block;
  font-size: 22px;
  margin: 3px 0;
}
.benefit-row small {
  color: var(--muted);
  font-size: 12px;
}
.section {
  padding: 88px 0;
}
.section-heading {
  max-width: 860px;
  margin-bottom: 40px;
}
.section-heading h2 {
  font-size: 42px;
}
.section-heading > p:not(.eyebrow) {
  color: var(--muted);
  margin-top: 22px;
  max-width: 610px;
  word-break: keep-all;
}
.payment-section {
  padding-bottom: 68px;
}
.payment-flow {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  list-style: none;
  margin: 0;
  padding: 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.payment-flow li {
  position: relative;
  padding: 28px 36px 30px 0;
  margin: 0;
}
.payment-flow li + li {
  padding-left: 36px;
  border-left: 1px solid var(--line);
}
.payment-flow svg {
  display: block;
  width: 32px;
  height: 32px;
  margin-bottom: 20px;
}
.payment-flow .flow-number {
  position: absolute;
  top: 26px;
  right: 30px;
  font-size: 13px;
  color: #7a8389;
  font-variant-numeric: tabular-nums;
}
.payment-flow h3 {
  font-size: 22px;
  margin-bottom: 10px;
}
.payment-flow p {
  font-size: 15px;
  color: var(--muted);
}
.inline-note {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding-top: 26px;
}
.inline-note p {
  font-size: 13px;
  max-width: 740px;
  color: var(--muted);
}
.inline-note > a {
  flex-shrink: 0;
}
.fit-section {
  background: var(--wash);
}
.fit-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 100px;
}
.fit-layout .section-heading {
  margin: 0;
}
.fit-tool {
  min-width: 0;
}
.segment {
  display: grid;
  grid-template-columns: 1fr 1fr 1.4fr;
  border-bottom: 1px solid #bec5ca;
}
.segment button {
  min-height: 52px;
  background: none;
  border: 0;
  border-bottom: 3px solid transparent;
  font-size: 14px;
  font-weight: 500;
  padding: 10px 8px;
  margin-bottom: -1px;
}
.segment button[aria-selected="true"] {
  border-color: var(--ink);
}
.segment button:hover {
  background: #e8ebed;
}
.fit-panel {
  padding-top: 32px;
}
.fit-panel + .fit-panel {
  margin-top: 28px;
  border-top: 1px solid var(--line);
}
.fit-index {
  font-size: 12px;
  color: var(--amber-ink);
  font-weight: 600;
}
.fit-panel h3 {
  font-size: 29px;
  margin: 14px 0;
}
.fit-panel p {
  font-size: 15px;
  color: var(--muted);
}
.fit-panel ul {
  padding-left: 20px;
  margin: 24px 0 12px;
  font-size: 14px;
}
.fit-panel li::marker {
  color: var(--jade);
}
.fee-ledger {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 44px;
  border-top: 2px solid var(--ink);
}
.fee-ledger > div {
  padding: 26px 0;
  border-bottom: 1px solid var(--line);
}
.fee-ledger span {
  font-size: 13px;
  color: var(--muted);
}
.fee-ledger strong {
  display: block;
  font-size: 28px;
  margin: 12px 0;
}
.fee-ledger p {
  font-size: 14px;
  color: var(--muted);
}
.fee-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  margin-top: 32px;
}
.fee-footer p {
  font-size: 14px;
  color: var(--muted);
}
.guide-preview {
  background: var(--ink);
  color: white;
}
.guide-preview .eyebrow {
  color: var(--amber);
}
.guide-preview-title {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 40px;
}
.guide-preview-title h2 {
  font-size: 42px;
}
.guide-preview-title .text-link {
  color: var(--amber);
}
.guide-rail {
  list-style: none;
  padding: 0;
  margin: 40px 0 0;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  border-top: 1px solid #4c5156;
}
.guide-rail li {
  position: relative;
  margin: 0;
  padding: 26px 20px 0 0;
}
.guide-rail li:before {
  content: "";
  width: 7px;
  height: 7px;
  background: var(--amber);
  position: absolute;
  left: 0;
  top: -4px;
}
.guide-rail span {
  display: block;
  font-size: 13px;
  color: var(--amber);
  margin-bottom: 16px;
}
.guide-rail strong {
  font-size: 21px;
}
.guide-rail p {
  font-size: 13px;
  color: #c1c6cb;
  margin-top: 7px;
}
.home-faq .section-heading {
  margin-bottom: 24px;
}
.faq {
  border-top: 1px solid var(--line);
}
.faq details {
  border-bottom: 1px solid var(--line);
}
.faq summary {
  min-height: 74px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 28px;
  cursor: pointer;
  list-style: none;
  font-size: 18px;
  font-weight: 500;
  padding: 20px 0;
}
.faq summary::-webkit-details-marker,
.mobile-menu summary::-webkit-details-marker {
  display: none;
}
.faq details[open] summary svg {
  transform: rotate(45deg);
}
.faq details > div {
  max-width: 850px;
  color: var(--muted);
  padding: 0 40px 24px 0;
  font-size: 15px;
}
.sources {
  padding-top: 32px;
  margin-top: 40px;
  border-top: 1px solid var(--line);
}
.sources h2 {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 10px;
}
.sources > div {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 26px;
}
.sources .text-link {
  font-size: 12px;
  min-height: 32px;
  color: var(--muted);
}
.sources svg {
  width: 14px;
  height: 14px;
}
.sources > p {
  font-size: 11px;
  color: #687078;
  margin-top: 10px;
}
.final-cta {
  background: var(--amber);
  padding: 58px 0;
}
.final-cta > .wrap {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 70px;
  align-items: center;
}
.final-cta .eyebrow {
  color: #3a2a13;
  margin-bottom: 12px;
}
.final-cta h2 {
  font-size: 35px;
  margin-bottom: 14px;
}
.final-cta p:not(.eyebrow):not(.disclosure) {
  font-size: 14px;
  color: #3e3525;
}
.final-cta .primary {
  background: var(--ink);
  color: #fff;
}
.final-cta .disclosure {
  color: #493b24;
}
.final-action .text-link {
  font-size: 13px;
  margin-top: 10px;
}
.site-footer {
  padding: 54px 0 24px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  padding-bottom: 40px;
}
.footer-top p {
  font-size: 14px;
  color: var(--muted);
  margin-top: 14px;
}
.footer-top nav {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 6px 30px;
}
.footer-top nav a {
  font-size: 13px;
}
.footer-bottom {
  border-top: 1px solid var(--line);
  padding: 24px 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
}
.footer-bottom p,
.copyright {
  font-size: 11px;
  color: var(--muted);
}
.copyright {
  padding-top: 12px;
  border-top: 1px solid var(--line);
}
.article-head {
  background: var(--wash);
  border-bottom: 1px solid var(--line);
  padding: 30px 0 54px;
}
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 44px;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 22px;
}
.breadcrumb svg {
  width: 14px;
  height: 14px;
}
.article-head .eyebrow {
  margin-bottom: 12px;
}
.article-head h1 {
  font-size: 48px;
  max-width: 1060px;
}
.lead {
  font-size: 17px;
  max-width: 760px;
  color: var(--muted);
  margin-top: 22px;
  word-break: keep-all;
}
.article-wrap {
  width: min(1000px, calc(100% - 80px));
  margin: auto;
  padding: 44px 0 76px;
}
.jump-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 26px;
  border-bottom: 1px solid var(--line);
  padding-bottom: 22px;
  margin-bottom: 30px;
}
.jump-nav a {
  font-size: 14px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}
.jump-nav a:hover {
  color: var(--amber-ink);
}
.note {
  display: flex;
  gap: 16px;
  background: #f4f5f6;
  border-left: 3px solid var(--amber);
  padding: 20px 24px;
  margin: 24px 0;
}
.note > svg {
  margin-top: 4px;
}
.note strong {
  font-size: 15px;
}
.note p {
  font-size: 14px;
  color: var(--muted);
  margin-top: 6px;
}
.guide-step {
  padding: 38px 0;
  border-bottom: 1px solid var(--line);
  display: grid;
  grid-template-columns: 310px 1fr;
  gap: 40px;
}
.step-heading > span {
  display: block;
  font-size: 40px;
  font-weight: 400;
  color: var(--amber-ink);
  line-height: 1.3;
  margin-bottom: 12px;
  font-variant-numeric: tabular-nums;
}
.step-heading h2 {
  font-size: 23px;
}
.step-body > p {
  font-size: 15px;
  color: var(--muted);
  margin-bottom: 16px;
}
.step-body strong {
  color: var(--ink);
}
.step-body ul {
  font-size: 15px;
  color: var(--muted);
}
.step-body .disclosure {
  font-size: 12px;
}
.step-body .actions {
  margin: 24px 0 0;
}
.related-inline {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.article-section {
  margin: 40px 0;
}
.article-section h2 {
  font-size: 26px;
  margin-bottom: 22px;
}
.article-section > p {
  font-size: 16px;
  line-height: 1.9;
  margin-bottom: 18px;
  color: var(--muted);
}
.article-section ul,
.simple-steps {
  font-size: 15px;
  color: var(--muted);
}
.simple-steps li {
  padding-left: 8px;
  margin-bottom: 18px;
}
.table-scroll {
  overflow-x: auto;
}
.table-scroll table {
  border-collapse: collapse;
  width: 100%;
  min-width: 560px;
  font-size: 14px;
  text-align: left;
}
.table-scroll caption {
  text-align: left;
  font-size: 14px;
  padding-bottom: 14px;
  color: var(--muted);
}
.table-scroll th {
  font-weight: 500;
}
.table-scroll th,
.table-scroll td {
  padding: 18px 16px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.table-scroll thead {
  background: var(--wash);
}
.table-scroll tbody th {
  width: 22%;
  color: var(--ink);
}
.table-scroll td {
  color: var(--muted);
}
.related {
  border-top: 1px solid var(--line);
  padding-top: 28px;
  margin-top: 40px;
}
.related h2 {
  font-size: 21px;
  margin-bottom: 16px;
}
.related > a {
  margin-right: 28px;
  font-size: 14px;
}
.calculator {
  margin: 0 0 48px;
}
.calculator header {
  margin-bottom: 28px;
}
.calculator .eyebrow {
  margin-bottom: 10px;
}
.calculator h2 {
  font-size: 30px;
}
.calculator header > p:not(.eyebrow) {
  margin-top: 14px;
  font-size: 14px;
  color: var(--muted);
}
.calculator form {
  display: grid;
  grid-template-columns: 1.12fr 1fr;
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
}
.calc-inputs {
  padding: 34px;
  min-width: 0;
}
.calc-inputs > label {
  font-weight: 500;
  font-size: 14px;
  display: block;
}
.calc-inputs > label small {
  display: block;
  color: var(--muted);
  font-size: 12px;
  font-weight: 400;
  margin-top: 4px;
}
.amount-field {
  display: flex;
  gap: 12px;
  align-items: center;
  margin: 18px 0 26px;
  border-bottom: 2px solid var(--ink);
  padding: 0 0 12px;
}
.amount-field > span {
  font-size: 32px;
}
.amount-field input {
  width: 100%;
  border: 0;
  padding: 0;
  background: none;
  font-size: 38px;
  line-height: 1.5;
  font-weight: 500;
  font-variant-numeric: tabular-nums;
  appearance: textfield;
}
.amount-field input::-webkit-inner-spin-button {
  appearance: none;
}
.input-pair {
  display: grid;
  gap: 18px;
}
.input-pair label {
  display: block;
  font-size: 13px;
  font-weight: 500;
}
.input-pair select {
  width: 100%;
  display: block;
  border: 1px solid #b6bec4;
  background: #fff;
  border-radius: 4px;
  min-height: 48px;
  padding: 9px 12px;
  margin-top: 7px;
  font-size: 14px;
}
.field-error {
  font-size: 13px;
  color: #aa2424;
  min-height: 24px;
  margin: 12px 0;
}
.calc-result {
  background: var(--ink);
  color: white;
  padding: 34px;
  min-width: 0;
}
.calc-result > p:first-child {
  font-size: 14px;
  color: #c8cdd0;
}
.calc-result output {
  display: block;
  font-size: 45px;
  line-height: 1.35;
  color: var(--amber);
  font-weight: 500;
  margin: 16px 0 8px;
  overflow-wrap: anywhere;
  font-variant-numeric: tabular-nums;
}
.result-currency {
  font-size: 12px;
  color: #aeb8be;
}
.calc-result dl {
  margin: 26px 0 0;
}
.calc-result dl > div {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 12px 0;
  font-size: 13px;
}
.calc-result dt {
  color: #c9cfd3;
}
.calc-result dt span {
  font-size: 11px;
  margin-left: 5px;
}
.calc-result dd {
  margin: 0;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}
.calc-result .result-fee {
  border-top: 1px solid #565b60;
  margin-top: 10px;
  padding-top: 18px;
}
.result-fee dd {
  color: var(--amber);
}
.result-note {
  font-size: 12px;
  color: #b7bec4;
  margin-top: 18px;
}
.calc-assumption {
  font-size: 12px;
  color: var(--muted);
  margin-top: 20px;
  line-height: 1.8;
}
@media (min-width: 1800px) {
  .hero h1 {
    font-size: 82px;
  }
  .hero-inner {
    padding-top: 48px;
  }
  .hero-story {
    padding: 38px 0;
    min-height: 450px;
  }
  .hero-copy h2 {
    font-size: 46px;
  }
}
@media (max-width: 1100px) {
  .brand {
    gap: 8px;
  }
  .brand small {
    display: none;
  }
  .header-inner {
    gap: 24px;
  }
  .desktop-nav {
    gap: 22px;
  }
  .hero h1 {
    font-size: 62px;
  }
  .hero-copy h2 {
    font-size: 36px;
  }
  .hero-story {
    gap: 28px;
  }
  .hero-product {
    padding: 20px 14px;
  }
  .hero-copy .button {
    padding: 13px 18px;
    font-size: 14px;
    gap: 10px;
  }
  .fit-layout {
    gap: 48px;
  }
  .section-heading h2 {
    font-size: 37px;
  }
  .benefit-row strong {
    font-size: 19px;
  }
  .benefit-row {
    gap: 16px;
  }
  .benefit-row > div {
    padding-left: 16px;
  }
  .guide-step {
    grid-template-columns: 260px 1fr;
    gap: 30px;
  }
}
@media (max-width: 850px) {
  .wrap,
  .article-wrap {
    width: calc(100% - 48px);
  }
  .header-inner {
    width: calc(100% - 40px);
    gap: 18px;
  }
  .site-header {
    height: 72px;
  }
  .desktop-nav {
    display: none;
  }
  .header-guide {
    margin-left: auto;
    padding: 0;
    border: 0;
  }
  .mobile-menu {
    display: block;
  }
  .mobile-menu summary {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    list-style: none;
    cursor: pointer;
  }
  .mobile-menu > nav {
    position: absolute;
    top: 71px;
    left: 0;
    right: 0;
    background: white;
    box-shadow: 0 14px 20px #0002;
    padding: 14px 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6px 20px;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
  .mobile-menu:not([open]) > nav {
    display: none;
  }
  .mobile-menu nav a {
    min-height: 48px;
    display: flex;
    align-items: center;
    font-size: 14px;
  }
  .hero h1 {
    font-size: 56px;
  }
  .hero-copy h2 {
    font-size: 30px;
  }
  .hero-story {
    gap: 20px;
    grid-template-columns: 1.05fr 0.95fr;
  }
  .hero-product {
    padding: 12px 0;
  }
  .hero-product figcaption {
    margin-top: 30px;
    font-size: 10px;
  }
  .hero-lead {
    font-size: 14px;
  }
  .hero-copy .actions {
    gap: 10px;
  }
  .hero-copy .button {
    min-height: 46px;
    font-size: 13px;
    padding: 11px 14px;
    gap: 6px;
  }
  .hero-copy .button svg {
    width: 16px;
    height: 16px;
  }
  .hero-copy .disclosure {
    font-size: 12px;
  }
  .benefit-row {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px 30px;
    padding: 24px 0;
  }
  .benefit-row > div:nth-child(3) {
    border: 0;
    padding-left: 0;
  }
  .benefit-row strong {
    font-size: 22px;
  }
  .section {
    padding: 64px 0;
  }
  .section-heading h2,
  .guide-preview-title h2 {
    font-size: 34px;
  }
  .fit-layout {
    gap: 35px;
  }
  .fit-panel h3 {
    font-size: 25px;
  }
  .segment button {
    font-size: 12px;
  }
  .payment-flow li {
    padding-right: 22px;
  }
  .payment-flow li + li {
    padding-left: 22px;
  }
  .payment-flow .flow-number {
    right: 16px;
  }
  .payment-flow p {
    font-size: 13px;
  }
  .payment-flow h3 {
    font-size: 19px;
  }
  .inline-note {
    gap: 24px;
  }
  .inline-note p {
    font-size: 12px;
  }
  .fee-ledger {
    gap: 24px;
  }
  .fee-ledger strong {
    font-size: 23px;
  }
  .guide-preview-title {
    align-items: start;
  }
  .guide-preview-title .text-link {
    font-size: 13px;
  }
  .guide-rail strong {
    font-size: 18px;
  }
  .guide-rail p {
    font-size: 12px;
  }
  .final-cta > .wrap {
    gap: 30px;
  }
  .final-cta h2 {
    font-size: 28px;
  }
  .footer-top,
  .footer-bottom {
    gap: 30px;
  }
  .article-head h1 {
    font-size: 38px;
  }
  .guide-step {
    grid-template-columns: 215px 1fr;
    gap: 26px;
  }
  .step-heading h2 {
    font-size: 21px;
  }
  .calc-inputs,
  .calc-result {
    padding: 26px;
  }
  .calc-result output {
    font-size: 38px;
  }
}
@media (max-width: 620px) {
  html {
    scroll-padding-top: 86px;
  }
  .wrap,
  .article-wrap {
    width: calc(100% - 40px);
  }
  .site-header {
    height: 66px;
  }
  .header-inner {
    width: calc(100% - 28px);
    gap: 8px;
  }
  .brand {
    font-size: 17px;
  }
  .brand small {
    display: block;
    font-size: 10px;
  }
  .brand {
    flex-wrap: wrap;
    gap: 0;
    max-width: 190px;
  }
  .brand small {
    flex-basis: 100%;
    margin-top: 3px;
  }
  .brand-dot {
    display: inline;
  }
  .header-guide {
    font-size: 12px;
    gap: 6px;
    min-height: 44px;
  }
  .header-guide svg {
    width: 15px;
    height: 15px;
  }
  .mobile-menu summary {
    width: 38px;
  }
  .mobile-menu > nav {
    top: 65px;
    grid-template-columns: 1fr;
    padding: 12px 20px;
  }
  .hero-inner {
    padding: 27px 0 18px;
  }
  .hero-title {
    padding-bottom: 18px;
  }
  .hero-title .eyebrow {
    font-size: 10px;
    margin-bottom: 9px;
  }
  .hero h1 {
    font-size: 42px;
  }
  .hero-story {
    display: flex;
    flex-direction: column;
    gap: 0;
    min-height: 0;
    padding: 22px 0 0;
    align-items: stretch;
  }
  .hero-copy {
    max-width: none;
  }
  .hero-copy h2 {
    font-size: 27px;
    line-height: 1.4;
    margin-bottom: 12px;
  }
  .hero-copy h2 br {
    display: none;
  }
  .hero-lead {
    font-size: 14px;
    margin-bottom: 18px;
    max-width: 440px;
    line-height: 1.8;
  }
  .hero .actions {
    display: grid;
    grid-template-columns: 1.24fr 1fr;
    gap: 8px;
  }
  .hero-copy .button {
    font-size: 14px;
    min-height: 47px;
    gap: 8px;
    padding: 12px 8px;
  }
  .hero .disclosure {
    font-size: 12px;
    margin-top: 11px;
    line-height: 1.8;
    max-width: 100%;
  }
  .hero-product {
    width: min(100%, 350px);
    margin: 22px auto 0;
    padding: 8px 24px 0;
  }
  .hero-product img {
    transform: rotate(-7deg);
  }
  .hero-product figcaption {
    font-size: 11px;
    text-align: center;
    margin-top: 23px;
    line-height: 1.6;
  }
  .hero-bottom {
    padding-top: 14px;
    margin-top: 15px;
    font-size: 10px;
  }
  .hero-bottom > span:last-child {
    display: none;
  }
  .hero-bottom svg {
    width: 14px;
    height: 14px;
  }
  .benefit-row {
    gap: 20px 18px;
    padding: 24px 0;
  }
  .benefit-row strong {
    font-size: 19px;
    margin: 4px 0;
  }
  .benefit-row small {
    font-size: 12px;
  }
  .benefit-row span {
    font-size: 11px;
  }
  .benefit-row > div {
    padding-left: 18px;
  }
  .section {
    padding: 52px 0;
  }
  .eyebrow {
    font-size: 10px;
    margin-bottom: 15px;
  }
  .section-heading h2,
  .guide-preview-title h2 {
    font-size: 29px;
  }
  .section-heading {
    margin-bottom: 28px;
  }
  .section-heading > p:not(.eyebrow) {
    font-size: 14px;
    margin-top: 18px;
  }
  .payment-flow {
    display: block;
  }
  .payment-flow li,
  .payment-flow li + li {
    padding: 23px 40px 23px 56px;
    border-left: 0;
    border-bottom: 1px solid var(--line);
  }
  .payment-flow li:last-child {
    border-bottom: 0;
  }
  .payment-flow svg {
    position: absolute;
    left: 0;
    top: 30px;
    width: 29px;
    height: 29px;
    margin: 0;
  }
  .payment-flow .flow-number {
    right: 0;
    top: 28px;
    font-size: 11px;
  }
  .payment-flow h3 {
    font-size: 19px;
    margin-bottom: 7px;
  }
  .payment-flow p {
    font-size: 13px;
  }
  .inline-note {
    display: block;
    padding-top: 20px;
  }
  .inline-note p {
    font-size: 12px;
  }
  .inline-note > a {
    font-size: 13px;
    margin-top: 10px;
  }
  .fit-layout {
    display: block;
  }
  .fit-layout .section-heading {
    margin-bottom: 28px;
  }
  .fit-panel {
    padding-top: 26px;
  }
  .fit-panel h3 {
    font-size: 27px;
  }
  .fit-panel p {
    font-size: 14px;
  }
  .segment button {
    font-size: 12px;
    min-height: 50px;
  }
  .fit-panel ul {
    font-size: 13px;
  }
  .fee-ledger {
    display: block;
  }
  .fee-ledger > div {
    display: grid;
    grid-template-columns: 0.78fr 1.22fr;
    gap: 4px 20px;
    padding: 20px 0;
  }
  .fee-ledger span {
    font-size: 12px;
    grid-row: 1/3;
    padding-top: 4px;
  }
  .fee-ledger strong {
    font-size: 20px;
    margin: 0;
  }
  .fee-ledger p {
    font-size: 12px;
  }
  .fee-footer {
    display: block;
    margin-top: 24px;
  }
  .fee-footer p {
    font-size: 13px;
  }
  .fee-footer .button {
    margin-top: 20px;
    width: 100%;
  }
  .guide-preview-title {
    display: block;
  }
  .guide-preview-title .text-link {
    margin-top: 20px;
  }
  .guide-rail {
    display: block;
    border-top: 0;
    border-left: 1px solid #555c60;
    margin: 26px 0 0 6px;
  }
  .guide-rail li {
    padding: 0 0 24px 22px;
    display: grid;
    grid-template-columns: 28px 1fr;
    gap: 4px 14px;
  }
  .guide-rail li:last-child {
    padding-bottom: 0;
  }
  .guide-rail li:before {
    left: -4px;
    top: 12px;
  }
  .guide-rail span {
    grid-row: 1/3;
    margin: 0;
    padding-top: 4px;
    font-size: 11px;
  }
  .guide-rail strong {
    font-size: 18px;
  }
  .guide-rail p {
    grid-column: 2;
    margin: 0;
    font-size: 12px;
  }
  .faq summary {
    font-size: 15px;
    min-height: 67px;
    padding: 19px 0;
    gap: 18px;
  }
  .faq summary svg {
    width: 18px;
    height: 18px;
  }
  .faq details > div {
    font-size: 14px;
    padding: 0 24px 22px 0;
  }
  .sources {
    padding-top: 24px;
    margin-top: 28px;
  }
  .sources > div {
    gap: 0 20px;
  }
  .sources .text-link {
    font-size: 11px;
  }
  .sources > p {
    font-size: 12px;
  }
  .final-cta {
    padding: 38px 0;
  }
  .final-cta > .wrap {
    display: block;
  }
  .final-cta h2 {
    font-size: 28px;
  }
  .final-cta p:not(.eyebrow):not(.disclosure) {
    font-size: 13px;
  }
  .final-action {
    margin-top: 24px;
  }
  .final-action .button {
    width: 100%;
  }
  .final-action .disclosure {
    font-size: 12px;
  }
  .site-footer {
    padding: 36px 0 22px;
  }
  .footer-top {
    display: block;
    padding-bottom: 28px;
  }
  .footer-top p {
    font-size: 12px;
  }
  .footer-top nav {
    margin-top: 25px;
    gap: 2px 22px;
  }
  .footer-top nav .text-link {
    font-size: 12px;
  }
  .footer-bottom {
    display: block;
    padding: 22px 0;
  }
  .footer-bottom p {
    font-size: 12px;
    margin-bottom: 14px;
  }
  .copyright {
    font-size: 12px;
  }
  .article-head {
    padding: 18px 0 32px;
  }
  .breadcrumb {
    margin-bottom: 12px;
    font-size: 11px;
  }
  .article-head h1 {
    font-size: 32px;
    line-height: 1.35;
  }
  .lead {
    font-size: 15px;
    margin-top: 16px;
  }
  .article-wrap {
    padding-top: 24px;
    padding-bottom: 48px;
  }
  .jump-nav {
    gap: 0 18px;
    padding-bottom: 16px;
    margin-bottom: 22px;
  }
  .jump-nav a {
    font-size: 12px;
    min-height: 38px;
  }
  .note {
    padding: 18px 16px;
    gap: 12px;
    margin: 22px 0;
  }
  .note > svg {
    width: 18px;
    height: 18px;
  }
  .note strong {
    font-size: 14px;
  }
  .note p {
    font-size: 13px;
  }
  .guide-step {
    display: block;
    padding: 28px 0;
  }
  .step-heading {
    display: flex;
    align-items: start;
    gap: 18px;
    margin-bottom: 18px;
  }
  .step-heading > span {
    font-size: 29px;
    margin: 0;
    line-height: 1.1;
  }
  .step-heading h2 {
    font-size: 21px;
    line-height: 1.5;
  }
  .step-body > p,
  .step-body ul {
    font-size: 14px;
  }
  .step-body .button {
    font-size: 13px;
    width: 100%;
  }
  .step-body .text-link {
    font-size: 13px;
  }
  .article-section {
    margin: 30px 0;
  }
  .article-section h2 {
    font-size: 23px;
    margin-bottom: 18px;
  }
  .article-section > p {
    font-size: 14px;
  }
  .article-section ul,
  .simple-steps {
    font-size: 14px;
  }
  .table-scroll table {
    font-size: 12px;
    min-width: 530px;
  }
  .table-scroll th,
  .table-scroll td {
    padding: 14px 12px;
  }
  .table-scroll caption {
    font-size: 12px;
  }
  .related h2 {
    font-size: 21px;
  }
  .related > a {
    font-size: 13px;
    margin-right: 20px;
  }
  .calculator {
    margin-bottom: 32px;
  }
  .calculator h2 {
    font-size: 25px;
  }
  .calculator header > p:not(.eyebrow) {
    font-size: 13px;
  }
  .calculator form {
    display: block;
  }
  .calc-inputs,
  .calc-result {
    padding: 24px;
  }
  .amount-field input {
    font-size: 36px;
  }
  .calc-inputs > button {
    width: 100%;
  }
  .calc-result output {
    font-size: 41px;
  }
  .calc-result dl {
    margin-top: 20px;
  }
  .calc-result dl > div {
    font-size: 13px;
    padding: 9px 0;
  }
  .calc-assumption {
    font-size: 11px;
  }
}
@media (max-width: 360px) {
  .brand {
    font-size: 15px;
    max-width: 160px;
  }
  .header-guide {
    font-size: 10px;
  }
  .header-guide svg {
    display: none;
  }
  .hero h1 {
    font-size: 36px;
  }
  .hero-copy h2 {
    font-size: 24px;
  }
  .hero-lead {
    font-size: 13px;
  }
  .hero-copy .button {
    font-size: 11px;
    gap: 5px;
  }
  .hero .disclosure {
    font-size: 12px;
  }
  .hero-product {
    padding-inline: 25px;
  }
  .hero-product figcaption {
    font-size: 11px;
  }
  .section-heading h2,
  .guide-preview-title h2 {
    font-size: 27px;
  }
  .article-head h1 {
    font-size: 29px;
  }
  .calc-inputs,
  .calc-result {
    padding: 20px;
  }
}
@media (min-width: 851px) and (max-height: 800px) {
  .hero-inner {
    padding: 24px 0;
  }
  .hero-title {
    padding-bottom: 18px;
  }
  .hero h1 {
    font-size: 60px;
  }
  .hero-story {
    min-height: 0;
    padding: 24px 0;
  }
  .hero-product {
    width: min(100%, 430px);
    justify-self: end;
    padding: 12px 16px;
  }
  .hero-product figcaption {
    margin-top: 24px;
  }
  .hero-copy h2 {
    font-size: 34px;
  }
  .hero-lead {
    font-size: 14px;
    margin-bottom: 20px;
  }
  .hero-bottom {
    padding-top: 12px;
  }
}
@media (max-width: 620px) and (max-height: 740px) {
  .hero-inner {
    padding: 18px 0 10px;
  }
  .hero-title {
    padding-bottom: 12px;
  }
  .hero h1 {
    font-size: 34px;
  }
  .hero-story {
    padding-top: 14px;
  }
  .hero-copy h2 {
    font-size: 24px;
    margin-bottom: 6px;
  }
  .hero-lead {
    font-size: 13px;
    margin-bottom: 12px;
  }
  .hero-copy .button {
    min-height: 44px;
    padding-block: 8px;
  }
  .hero .disclosure {
    margin-top: 8px;
  }
  .hero-product {
    width: min(100%, 240px);
    margin-top: 18px;
    padding: 8px 10px 0;
  }
  .hero-product figcaption {
    margin-top: 20px;
    font-size: 10px;
  }
  .hero-bottom {
    margin-top: 12px;
    padding-top: 12px;
  }
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *:before,
  *:after {
    animation: none !important;
    transition: none !important;
  }
  .hero-product img {
    transform: rotate(-7deg);
  }
}